Get personal liability insurance

Not legally required but considered essential in Germany — it covers damage you accidentally cause to others (landlords often ask for it). A few euros per month.

1. 1Compare and sign up online

   Pick a policy with at least €10M coverage and worldwide validity. English-first providers sign you up in minutes; keep the policy PDF in your document vault.

   Bank account (IBAN)

Procedures vary by city and office and can change. This is general information, not legal advice — always check the official source.